In the past, you needed a bank account to use Venmo. But now, you can add money to your Venmo account without a bank account. This is great news for people who don’t have bank accounts but still want or need to use the popular payment app.
What is Venmo?
Venmo is a mobile payment service that allows you to send and receive money from others. It’s available in the United States, Canada, and Australia (and parts of Europe) How Does Venmo Work?
It’s owned by Braintree which also owns Coinbase. Venmo was created by two friends named Andrew Kortina and Iqram Magdon-Ismail as an alternative to traditional cash payments between friends or families. They launched Venmo in 2009 as a way for college students living away from home for the first time who didn’t have bank accounts but did have smartphones could easily pay each other back when they needed money for things like pizza delivery or late-night ice cream runs at midnight during finals week so they wouldn’t get kicked out of their dorms due to curfew violations!
How to Add Money to Venmo Without Bank Account
There are several ways to add money to your Venmo account. You can use a debit card, bank account, prepaid card, or gift card to do so.
- Add money from a bank account: If you have a checking account with one of the following banks (Bank of America, Capital One 360, Chase Bank USA NA), then you can link it directly with Venmo and fund your balance using ACH transfers. The transfer will take 1-3 business days depending on how much money is being sent over and how busy their servers are at any given time of day/night/weekend etc…
- Add funds using prepaid cards or gift cards: If none of these options work for some reason then try buying a reloadable prepaid debit card online at places like Walmart MoneyCenter Express (#WalmartPrepaidDebitCard) before heading out into town with friends who have already set up their accounts so that everyone gets paid back equally when splitting bills later on down the road!
Download the Venmo app.
To get started, you’ll need to download the Venmo app from one of these stores:
- Apple App Store (iOS)
- Google Play Store (Android)
- Windows Phone Store (Windows Phones)
- Amazon AppStore for Android devices that don’t have access to Google Play Services, including Kindle Fire tablets and iOS devices running an older version of iOS. If you have an older phone with no access to Google Services but want to use Venmo, we recommend trying out our mobile web version instead!
Open an account with them.
- Go to the Venmo website and click “Sign Up.”
- Enter your email address, create a password, and confirm it.
- Click on “Verify Your Account” to add your phone number or bank account details (if you want).
- Add profile photos of yourself so others can recognize you when they send money!
You’re almost done now! Just follow these steps:
- Add some money from your bank account by linking it with PayPal; then either use this amount as credit in case someone sends you some cash or withdraw it directly into your bank account via ACH transfer or check out at stores that accept Venmo payments (like Chipotle). You can also link other credit/debit cards if needed.
Add your bank account details to their system.
You can add your bank account details to their system. You can also add your debit card details, credit card details, and PayPal account details as well. If you don’t have any of these options available to you, then there is another way that you can use Venmo without a bank account: by adding someone else’s banking information into the app itself!
- If they give their permission, then they can share their banking information with you so that both parties can benefit from the service offered by Venmo in terms of sending money to each other.*
Go to the app store and download the Venmo app.
To get started, you’ll need to download the Venmo app. You can do this by going to the App Store on your device and searching for “Venmo.” Once you have it downloaded, open up your banking app and log in with your username and password.
Once logged in, click on “Add Money” at the bottom of your screen under “Payment Methods.” This will bring up an option where you can choose whether or not you want to add funds from a bank account or credit card. If choosing between these two options (and have both), we recommend adding money from a bank account because there may be additional fees associated with using credit cards–especially if they charge foreign transaction fees!
Sign in with your email address, password, and birthday.
You can sign up for a Venmo account using your email address, password, and birthday. After you enter this information, select “Sign Up.” You’ll be prompted to create a username and confirm your phone number via text message (or through the app if you have iOS).
Once you’re signed up and verified with Venmo, go to the “Profile” tab to add money options under “Add Money.”
Choose a username that makes you feel comfy.
- Choose a username that makes you feel comfy.
- You can change your username at any time, so don’t worry too much about picking the perfect one. Try to think of something that’s easy to remember and doesn’t contain spaces or special characters (you can use numbers). If you’re planning on using Venmo often, consider making it something personal–like your name or nickname–but if not, try making up some words instead!
Don’t use any of these:
- Your real name 2) The name of your business 3) Any other people’s names 4) Any words with negative connotations 5) Any words that sound too formal 6) Anything else we decide is inappropriate
Check your phone messages for confirmation texts from Venmo.
You will receive a text message from Venmo confirming your account.
To complete this step, you must enter the code provided by Venmo into the app on your mobile phone.
Select “Add Money” under the “Profile” tab, then choose how you want to add money.
The first step is to select “Add Money” under the “Profile” tab, then choose how you want to add money. You can do this by linking your bank account or debit card, transferring money from another account (like PayPal), or depositing cash at a retail location through their Cash Card service.
Additionally, if you have any friends who have already set up Venmo as their primary payment method on Uber Eats and are still waiting for their first delivery order from Uber Eats that has been paid via Venmo; simply ask them for their username and password credentials so that once their delivery arrives at your doorstep; all that’s left for you is simply picking up those delicious burgers & fries off the countertop without having any problems whatsoever!
You can now add money or send money without a bank account, minus an outrageous transaction fee.
You can now add money or send money without a bank account, minus an outrageous transaction fee.
- You can add money to your Venmo account without a bank account.
- You can send money to friends and family without a bank account.
- You can send money to businesses without a bank account.
- You can send money to other Venmo users without a bank account
So, if you want to get started with Venmo, download the app and follow these steps. You can add money from your bank account or credit card, and then use it to send money to friends or family members who also have Venmo accounts. It’s easy-peasy!